What is Towing Coverage?

Original Equipment Manufacturer (OEM) coverage in Auto Insurance?


2. What is the cost of towing coverage through a personal auto insurance policy?

What is Towing Coverage?

Towing coverage is an optional add-on for car insurance that provides for the cost of towing your vehicle in the event of a breakdown or accident. This coverage also helps you to get your car back on the road if it is inoperable or needs to be towed to a repair shop.

Benefits of Towing Coverage

Towing coverage can provide benefits to drivers and their vehicles in the following ways:

    • Financial Relief: Without towing coverage, the cost of having your car towed can be an unexpected and expensive expense. Towing coverage can help cover the costs of towing your vehicle so you don’t have to worry about paying out-of-pocket.


    • Stress Relief: Towing coverage helps to ease the stress of a breakdown or accident. Knowing that your insurance has you covered can help give you peace of mind.


    • Safety: Towing coverage ensures that your vehicle is taken to a qualified repair shop for the necessary repairs. This prevents unsafe vehicles from being returned to the road.


What Does Towing Coverage Include?

The following costs are typically covered with towing coverage:

    • Cost of towing your vehicle to the nearest qualified repair shop


    • Cost of any necessary labor performed at the scene of the breakdown or accident


    • Cost of renting a vehicle while yours is being repaired


Be sure to check with your car insurance provider to make sure you have the coverage you need. Towing coverage is usually offered as an add-on, so check with your provider to find out the details of the coverage, as well as any associated costs or deductibles.

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