Auto Insurance

1. What risks are covered by an original equipment manufacturer (OEM) under an auto insurance policy? What is Original Equipment Manufacturer (OEM) Coverage in Auto Insurance? Original Equipment Manufacturer (OEM) coverage is a type of auto insurance coverage that covers the cost of any repairs that may be necessary to keep a vehicle in the […]

1.What is the average cost of bodily injury coverage in auto insurance? Bodily Injury Coverage in Auto Insurance Auto insurance can be confusing and overwhelming, particularly when deciding what coverage to choose. One of the most important coverages included in auto insurance policies is bodily injury coverage. What is Bodily Injury Coverage? Bodily injury coverage […]

1. What does “Drive Other Car BI Coverage” cover? Drive Other Car (DOC) BI Coverage: What is it and Why Do You Need It? Drive Other Car (DOC) Business Interruption (BI) Coverage is an insurance policy that offers protection against the financial losses incurred when you are involved in an accident while driving someone else’s […]

2. What factors affect the cost of property and casualty insurance premiums? Property & Casualty Insurance What is Property & Casualty Insurance? Property & Casualty insurance is insurance that covers losses and damages to property and also financial losses due to liability. This insurance also covers medical expenses and lawsuits due to bodily injury or […]

1. What medical conditions are typically covered under DOC in auto insurance? Medical Coverage in Auto Insurance Medical coverage, also called medical payments coverage or personal injury protection (PIP), is one of the most important aspects of auto insurance. Medical coverage helps pay for your medical and related expenses if you are injured in an […]

1. What type of coverage does Drive Other Car PD provide? Drive Other Car PD Coverage Explained Drive other car (PD) coverage is a type of policy endorsement added to commercial automobile insurance policies to provide a certain level of protection to an employee who must use his/her own automobile while on the job. What […]

1. What types of property damage does auto insurance typically cover? Property Damage Coverage in Auto Insurance Property damage coverage is a type of policy that is included in most auto insurance plans. It helps to protect you from financial losses that can be incurred as a result of property damage you cause while operating […]

2. Does Accident Forgiveness coverage require any kind of additional premium payments? Accident Forgiveness Coverage: What You Need to Know Accident Forgiveness is a policy that can help protect drivers against the financial and other losses that can come with being involved in an accident. Every driver should know the basics of Accident Forgiveness coverage […]

2. How do auto insurance companies determine the cost associated with customized insurance coverage? Customization in Auto Insurance Auto insurance is an ever-evolving industry, with numerous improvements being made to coverage offerings and policy advantages over the years. One of the most recent innovations is the ability to customize your auto insurance policy to best […]

2. What are the benefits of having Underinsured Motorist Bodily Injury coverage? What is Underinsured Motorist – Bodily Injury Coverage? Underinsured motorist Bodily Injury coverage helps protect policyholders when they are injured in an accident with a driver who does not have enough of the required car insurance coverage to pay for the policyholder’s costs. […]